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Closing Costs
There are certain standard costs associated with closing the
sale of a house. These fees are split between the buyer and the seller, as
spelled out in the sales contract.
As I negotiate the sales contract for you, I will not only
work to get the sales price you want, I will also work to limit the number of
closing costs for which you will be responsible.
I will walk you through the closing costs, answering any
questions you may have explaining which costs are decreed by law to be yours
and which are negotiable.
Good Faith Estimate
Buyers will receive a "Good Faith Estimate" of closing
costs at the time the loan application is submitted to the lender. The estimate
is based on the loan officer's past experience and may not include all the
closing costs. I will be glad to review the "Good Faith Estimate," answering
questions and highlighting missing costs and estimates I believe to be low.
Standard Closing Costs
Loan-Related Costs
- Loan Origination Fee
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
Taxes
- Property Taxes
- Transfer Taxes and Recording Fees
Insurance
- Homeowners Insurance
- Flood or Quake Insurance
- Private Mortgage Insurance (PMI)
- Title Insurance
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We are proud to announce that we made the Business Courier 2008 Book of Lists as one of the Largest Tri-State Residential Mortgage Lenders
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Franklin Financial Group, Inc. is a strong supporter of the Cystic Fibrosis Foundation. To learn more or to make a donation, please click on the link above.


Franklin Financial Group is Licensed and Regulated by the State of Ohio, Department of Commerce, Division of Financial Institutions, Certificate No: MB.802894.000; the State of Florida, Office of Financial Regulation, Audit No: MBB 0701709; the Commonwealth of Kentucky, Office of Financial Institutions, File No: 20297
Franklin Financial Group, Inc. 755 Maidstone Court Cincinnati, Ohio 45230
Phone: Cell: Fax: Copyright © 2008 Franklin Financial Group, Inc. Portions Copyright © 2008 a la mode, inc. Another XSite by a la mode, inc. | Terms of Use| Site Map
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